Our Commitment to Protecting Your Privacy
European Financial Planning Group  is committed to providing you with financial products and services to meet your needs and help you reach your financial goals. We know that you expect privacy and security for your personal financial information. The purpose of this notice is to explain how EFPG protects and uses your personal information when and after you obtain a product or service from us. We want you to know that the information given to us is safe, secure, and used in a responsible manner.

Information Collection
In order for us to process or administer the products and services you have requested from us, comply with government regulations, improve our products and services, and better understand your financial needs, we collect and maintain a range of data including non-public personal information. We collect this information from the following sources:

1.       Information we receive from you on applications or other forms, including online forms,  such as your name, address, phone number, social security number, investments, assets, liabilities, income and employment details.

2.       Information about your transactions, insurance policies, investments, loans.

3.       Information from vendors and service companies, such as a property appraisal, purchase contract, or investment account; and general information such as demographic information.

Information Sharing
We may disclose all the information that we collect, as described above, following your agreement, to third parties, such as insurance companies, mortgage lenders, regulators and as otherwise permitted by law, in order to do business with you.
While the following examples do not cover every situation permitted under the law, we hope they help you to understand how your information may be shared. We may share non-public personal information:

1.       With companies that work for us to service your portfolio and policies, or to provide services or process transactions you've requested. For example, our parent company, Yorkshire Investment Group Ltd, the vendor who performs our database storage facility, email server, and data processing, or provides online transactions or account maintenance capabilities.

2.       With a party representing you, such as your investment representative, or other third parties at your direction/consent.

3.       When permitted or required by law, such as in response to a subpoena or other legal/regulatory process.

Additionally we may disclose non-public personal information to companies that perform marketing services on your behalf or to other financial institutions with whom we have joint marketing agreements. If this occurs we will ensure that the outside companies with whom we do business are under contractual obligation to protect the confidentiality of your information and to use it only to provide the services we have asked them to perform.

Maintenance of Accurate Information
We have established procedures designed to ensure that your information is as accurate and complete as possible. If you believe that our records contain inaccurate or incomplete information about you, please notify us by calling +350 49750. We will promptly correct the information and address any inquiries.

Confidentiality and Security
Our employees are required to follow procedures with respect to maintaining the confidentiality of your non-pubic personal information. We restrict access to non-public information about you to those employees who need to know that information to provide products or services to you.
We maintain physical, electronic, and procedural safeguards that comply with legal regulations to guard your non-pubic personal information. This includes performing ongoing evaluations of our systems containing your information, and making changes when appropriate.