Regulation and Advice Processes

Regulation

European Financial Planning Group is regulated by the Gibraltar Financial Services Commission, License No. FSC00812B. Our License comprises:

Class ll(b)         Collective Investment Scheme Intermediary
lV                     Investment Adviser
Vl(b)                 Life Assurance Intermediary
Vll                    Professional Trustee

In addition, we are entitled under prevailing EU legislation to provide our services in the following EEA States:

Belgium
Denmark
Luxembourg
Norway
Portugal
Romania
Spain
Sweden
United Kingdom

Advice Process

When European Financial Planning Group was established we decided to adopt a ‘better than best’ approach to the way we construct and provide financial advice to our clients. An integral part of this is the completion of a Personal Financial Questionnaire. This ‘PFQ’ comprises a series of questions about a clients existing financial planning arrangements and their financial objectives for the future. When completed honestly and comprehensively, the PFQ forms an excellent basis for the provision of advice in relation to both immediate financial planning needs and reviews in the future.

In all but the simplest scenarios, we provide our clients with a full Financial Planning Report detailing our recommendations and the basis of those recommendations in financial planning terms. We make a point of ensuring that a client has read and understood the content of the Financial Planning report before they make any financial commitment.